Suffering after personal injury

When you are injured in a personal injury accident, some of your damages are easy to calculate. You just have to add up your out-of-pocket losses and claim that amount. Other types of damage can be much more difficult to quantify. You may have suffered emotionally and mentally, and these actual losses deserve compensation. But determining the dollar value of these types of losses is not always an easy task. What insurance companies and the courts generally do to assess your mental and emotional damages is add up your medical damages. They then multiply that amount by the number they determine is appropriate in the case. The question in most cases is which multiplier to apply to arrive at the amount of non-economic damages.personal injury .

Economic damages vs. not economic

En un caso de lesión, es probable que tenga daños económicos y daños no económicos. Los daños económicos son sus pérdidas reales, de su bolsillo debido a la lesión. En primer lugar, estos son sus daños médicos, que incluyen todo, desde su tratamiento de emergencia hasta su terapia física y los dispositivos que lo ayudan a moverse. Debe poder sumar sus daños actuales y también preparar una estimación de los gastos futuros si aún recibe tratamiento. Los daños no económicos son daños que no pueden medirse mediante una factura o una factura. Esto incluye tu sufrimiento emocional. Cuando estás traumatizado mentalmente tanto por el dolor como por tratar de procesar lo que sucedió, es una pérdida no económica. La angustia emocional es otro tipo de daños no económicos. La pérdida de uso de una extremidad y el uso regular de su cuerpo también califican. Estos son los tipos de pérdidas que necesita para encontrar el multiplicador correcto para determinar el valor aproximado de estos daños.

No hay una manera exacta de calcular los daños no económicos

Es posible que se sorprenda al saber que la ley de Nevada no tiene una fórmula matemática estricta para calcular los daños no económicos.En cambio, depende de usted y de la otra parte acordar lo que es justo, o depende del jurado decidir lo que merece. La falta de una ley clara sobre cómo hacerlo crea espacio para el debate. Por supuesto, cuando hay espacio para la discusión, las partes en lados opuestos de la demanda van a estar en desacuerdo sobre cómo determinar la cantidad correctamente. El espacio para el desacuerdo hace que sea esencial preparar su caso y argumentarlo lo mejor que pueda.

¿Qué es un multiplicador en un caso de lesiones personales?

A typical multiplier in a personal injury case is from 1.5 times the amount of medical damages to 5 or more times the amount of economic damages. For example, consider that you have been injured in a personal injury accident and your medical bills are $ 10,000. You use a multiplier of 1.5 to arrive at non-economic damage. In that case, you would request an additional $ 15,000 in damages totaling $ 25,000 in your case. If you were to use a multiplier of 5 for the same case, you would ask for $ 50,000 in noneconomic damages if you had $ 10,000 in damages. The big question is knowing which multiplier to apply. That depends on the exact circumstances of the case. Note that multipliers at the high end are rare.

Lost wages are not a factor

When you apply a multiplier to your financial damages, lost wages are not included. You add your medical bills and apply the multiplier. Then you add your lost wages to come up with a total. For example, if your medical bills are $ 50,000, your lost wages are $ 10,000 and you apply a multiplier of 1.5, multiply $ 50,000 by 1.5 to get to $ 75,000, and then add an additional $ 10,000 for lost wages. In that case, the total value of the claim is $ 50,000 + $ 75,000 + $ 10,000 = $ 135,000.

What factors justify a high multiplier?

Determining the multiplier depends on the strength of your case. When you have an incredibly strong case with serious and lifelong injuries, the multiplier should be on the higher side. If you have questions about the other party’s liability or if your injuries don’t last long, you may be closer to a multiplier of 1.5. You, the other party, and the court can answer the following questions to determine the strength of your case.

  • Is the other side clearly 100 percent guilty?
  • Do you have evidence of his iron-clad wounds?
  • Are there any questions about the cause of your injuries?
  • Will your wounds last a lifetime?
  • Do you have disfigurement?
  • Are doctors available to verify your injuries?
  • Do injuries interrupt your daily life?
  • Is your family suffering from your injuries?
  • Are your injuries the ones causing stress and worrying about future problems?
  • Are your injuries causing discomfort, weakness, or limited movement?
  • Is there a way to get the most out of the negotiations ?

Because there is no bright line test to determine your noneconomic damages, much of the success in your case is due to the art of negotiation. Insurance companies and other parties want to manage your risk. If they think you have a strong case and are likely to win at trial, they are more likely to pay you a higher amount to settle the case before trial.

Your demand letter

Demand letter

You can write a demand letter to the insurance company. A demand letter tells the insurance company what type of settlement offer you are looking for and why. Although it is not a document that you file in court, it is important that you get this letter correctly to encourage the other party to pay you fairly. You must thoroughly prepare your evidence to have the right things to say an effective letter.

Work with a lawyer

An experienced personal injury attorney can help you create realistic expectations for your case. Then they can help you put your plan into action. From gathering evidence of your injuries to carefully crafting a demand letter, the right attorney can help you maximize your claim. Having the right attorney by your side can help you understand the legal process and use it to your best advantage to obtain justice in your case. It is important to choose the correct multiplier for you to get the maximum possible compensation for your losses. Working with an expert can ensure that you have everything you need to present a strong case and obtain the compensation you need for a full recovery.